Regardless of whether you are requesting a auto insurance quote over the phone or online, you want to provide accurate information about your current coverage, past driving history and vehicle information. This will allow you to get the most accurate car insurance quote available.
Driver’s License: Have your driver’s license handy so that you can provide your accurate driver’s license number
Vehicle Make and Model: Know the year, make and model of your vehicle available as your insurance rates may be affected by this information.
Vehicle Identification Number (VIN): Your VIN can be found in your vehicle either on the driver’s side door or on a sticker in the driver’s side door jamb. You may also be able to find your VIN on your current insurance card.
Estimated Mileage: Before starting the quote process think about the mileage you put on your car every year. Factor in your daily commute as well as leisure driving.
Your Driving Record: Your car insurance rate will be affected by your driving history. During the quote process your car insurance agent will probably ask you about your driving history instead of checking your driving history. However, before purchasing the policy they will check your driving record. So, be honest when getting a quote so that you don’t get any surprises when it comes time to purchase the policy.
Coverage: If you have existing coverage, know what your coverage limits are currently. If you lease or finance your vehicle you will typically be required to carry specific coverages. Ask your car insurance agent if your current coverage amounts seem sufficient still.